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Marc

2mo ago

"Backed by Crypto" is a 🚩.

Unchained is better because you have some assurance against rehypothication, but the counterparty risk is too great vs. the reward in my opinion.

I can't see risking my sats, even with a reputable company like unchained for a loan with a double-digit interest rate.

I tool a 15k loan with a 10% interest rate backed by nothing to buy a new Air Conditioner.
Why risk 40k sats for a 15k loan with an 11% interest rate?

If it's because your credit sucks, realize that it sucks because you are more likely to get liquidated.

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Do you have thoughts?

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